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So far, Indian companies have focused more on customer application. This needs to shift to packaged software for sectors such as banking and financial services. - Sanjay Kumar So far, Indian companies have focused more on customer application. This needs to shift to packaged software for sectors such as banking and financial services. - Sanjay Kumar So far, Indian companies have focused more on customer application. This needs to shift to packaged software for sectors such as banking and financial services. - Sanjay Kumar